The Department for Education and the Welsh Government have today, 12 November 2026, confirmed the annual repayment thresholds for Income Contingent Student Loans, covering Plan 2, Plan 3 and Plan 5 loans in England and Plan 2 and Plan 3 loans in Wales.
Income Contingent Repayment Student Loans
Undergraduate loans
Income Contingent Student Loans for Plan 2 undergraduate loans
The repayment threshold and lower interest rate threshold for Plan 2 loans remains at £29,385 from 6 April 2027 to 5 April 2028.
The higher interest rate threshold for Plan 2 loans remains at £52,885.
Income Contingent Student Loans for Plan 5 (from 2023 academic year) undergraduate loans in England
The repayment threshold for Plan 5 loans will rise to £26,025 from 6 April 2027 to 5 April 2028.
Postgraduate Loans
Income Contingent Student Loans for Plan 3 postgraduate loans
The repayment threshold for Plan 3 loans remains at £21,000 from 6 April 2027 to 5 April 2028.
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